Published Feb 22, 20265 min read

How to Calculate Cumulative GPA

Learn the credit-weighted formula for calculating cumulative GPA across multiple semesters, with step-by-step examples and a free cumulative GPA calculator.

What Is Cumulative GPA?

Cumulative GPA (also called CGPA or overall GPA) is the weighted average of all your semester GPAs, based on the number of credit hours completed each term. Unlike a semester GPA that only reflects one term, your cumulative GPA reflects your entire academic history.

Colleges use cumulative GPA for graduation requirements, Latin honors, academic standing, and it's the GPA that appears on your official transcript.

The Cumulative GPA Formula

Cumulative GPA is calculated using a credit-weighted average — not a simple average of your semester GPAs:

Cumulative GPA = Σ (Semester GPA × Credits) ÷ Σ (Credits)

Quality Points = Semester GPA × Credit Hours for that semester

Why not just average the GPAs? Because semesters with more credit hours should carry more weight. A 3.0 GPA in a 16-credit semester should count more than a 3.0 in a 12-credit semester.

5-Step Walkthrough

1

Gather Your Semester Data

Pull up your transcript and note the GPA and credit hours for each completed semester. You need both numbers for every term.

2

Calculate Quality Points Per Semester

Multiply each semester's GPA by its credit hours. For example: 3.5 GPA × 15 credits = 52.5 quality points.

3

Add Up All Quality Points

Sum the quality points from every semester: 52.5 + 60.8 + 44.8 = 158.1 total quality points.

4

Add Up All Credit Hours

Sum the credit hours from every semester: 15 + 16 + 14 = 45 total credits.

5

Divide: Total Quality Points ÷ Total Credits

158.1 ÷ 45 = 3.51 Cumulative GPA. That's it! Or skip the math entirely with our Cumulative GPA Calculator.

Full Example: 4-Semester Cumulative GPA

Let's walk through a realistic example with four semesters:

SemesterGPACreditsQuality Points
Fall 2024 (Freshman)3.21444.8
Spring 2025 (Freshman)3.51552.5
Fall 2025 (Sophomore)3.71659.2
Spring 2026 (Sophomore)3.91558.5
Totals60215.0

⭐ Cumulative GPA = 215.0 ÷ 60 = 3.58

Notice the upward trend — starting at 3.2 and ending at 3.9. Even though the first semester was lower, four semesters of improving grades brought the cumulative GPA to a strong 3.58.

Common Mistakes to Avoid

  • Using a simple average: Don't add semester GPAs and divide by the number of semesters. Use the credit-weighted formula for accuracy.
  • Including transfer credits: Transfer credits typically don't count toward your GPA at the new school. Only include semesters at your current institution.
  • Forgetting labs and studios: Labs, recitations, and studios often carry separate credit hours. Make sure to include them in your credit totals.
  • Counting pass/fail courses: Pass/fail grades usually don't factor into GPA. Only count graded courses. See our Pass/Fail GPA Calculator.
  • Using rounded GPAs: Use the exact GPA from your transcript (e.g., 3.47, not 3.5) for the most accurate cumulative calculation.

Tips for Improving Cumulative GPA

Take heavier loads when you're thriving

More credits at a high GPA moves your cumulative GPA faster than fewer credits.

Retake low-grade courses

Many schools replace the old grade. See our Retake GPA Calculator.

Use pass/fail strategically

For electives that might hurt your GPA, consider pass/fail if your school allows it.

Plan with a GPA calculator

Use our Raise GPA Calculator to figure out exactly what you need.

Frequently Asked Questions